Emergencies happen. No matter how prepared we are for everything else, an emergency often times leaves us without funds to remedy them. Worst of all, these emergency situations usually have to be sorted out immediately or we risk losing revenue or even life. Emergency situations that warrant taking out same day cash loans include but is in no way limited to dental emergencies, vehicles breaking down, vet’s bills, medical expenses, home appliances breaking down, office equipment on the fritz and even a leaky roof. If your emergency does not seem as serious as any of the ones mentioned, chances are it can wait until funds become available to you.
What do I need to qualify?
To know if it would be worth your while to apply you need to know what the requirements are. You are required to be over 18 years of age. You need to be a New Zealand citizen or you have to be a permanent resident at least. You have to receive some form of income. You will need a New Zealand bank account.
If this is you, you do qualify for easy cash loans but there are certain forms that you have to submit too. These include a 90 day bank statement or transaction history, 2 pay slips that are not too old or if you receive Centrelink, an income statement from them. You will also need some form of identification and a proof of address. You may use a birth certificate, driver’s license or even a passport as identification. These forms can be submitted along with your application or you can email them separately.
Why do I Need a Member Login?
When you take out small personal loans with Easy Financing, you will receive member login details. These will allow you to log into your account on the site for purposes of managing your personal loan online at any time. The very first thing that you will be required to do with your login details is use them to get into your account and sign your contract online.
You can log in at any time to have a look at your loan details, keep a close eye on details pertaining to your transaction and even watch the progress of your next personal loan online taken out from the site.
You may even get bad credit personal loans from Easy Financing if it can be established that your financial situation had improved since the last time you defaulted on a payment. If that is the case, you may have your loan approved to take care of your emergency but be sure not to default on any payment again or you will be even worse off than before taking out the loan.
They do assist in checking if you can pay back your loan comfortably but you are the only one who can say for sure what your finances are doing. You are the one who has to be absolutely sure that you can afford the loan you have applied for.