What it costs?

At Easy Financing, we make sure our customers what costs are involved in taking out a loan with us. There are no hidden fees.

Credit Fees
If you are looking to take out a loan with us, the following costs will apply:
Interest rate: 30% per annum
Establishment fee: 20% of the loan amount or $400 whichever is the lesser
Credit Check fee: $10.00
Direct Debit fee: $1.40 per payment
Monthly account fee: $10.50
Re-scheduled payment fee: $35.00

Default Fees
If you think you might miss a payment we encourage you call us before hand and let us know. Generally the following fees will apply to your loan if you are in default:
Payment dishonour fee / missed payment fee: $35.00
Arrears management fee: $10.00 per month
Enforcement fees: at cost

Get in Touch

Easy Financing
Suite 7258
17B Farnhan Street
Auckland 1052
Email: info@easyfinancing.co.nz
Tel: (09) 889-1189

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Making life Easy

We know there are so many reasons you might need a personal loan, perhaps you need a personal loan fast to pay bills, to keep you going until next payday or perhaps you want help to buy something special or go on a holiday? We want to make it easy and fast for you! What ever your reason Easy Financing is here to help.

  • Personal Loans

    Get Personal Loans with fixed repayments. This means the rate you pay and the loan terms you choose to lock in to suit your budget. And you can always pay off more if you want.With an Easy Financing small personal loan your repayments are fixed.
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  • Application

    Applying for a loan is fast and easy. Our online application provides a hassle free process to allow you to get your application completed with ease. Contracts are set to you and signed electronically. What could be easier. Click here to start your online application today.
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  • Fast processing

    We process all online applications with speed to ensure our customers receive the most valuable service. Once your application is approved, funds are transferred to your nominated account the same day. Click here to start your online application today.
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